Credit & Debit Processing
Credit and debit card programs are a revenue source that institutions can control and count on. Account holders want, need, and use payment cards – the number of credit and debit transactions in the U.S. continues to expand. JHA Payment Processing Solutions (PPS) can help your institution use card processing to increase profitability and provide excellent cardholder service in the process.
PPS offers in-house processing; we manage the flow of authorizations and transactions between your institution and Visa/MasterCard. With PPS card processing:
- You get lower processing costs. It’s not unusual for customers to report as much as a 30 percent reduction in processing charges when switching to PPS. Unlike many of our competitors, we do not hit customers with a multitude of charges such as report fees, report storage fees, and database fees. In short, we don’t nickel-and-dime you. We provide a straightforward, clearly stated, low-cost processing service.
- There is no need to wait for your interchange reimbursement. You’ll get 100 percent of your settlement daily.
- You will receive the best customer service in the industry. Our service representatives are knowledgeable, resourceful, courteous, and will not leave you hanging if there is a question to be answered.
Our processing service has all the ingredients you need for a robust credit and debit program. For your cardholders who live or travel abroad, we offer PPS chip cards (EMV complaint).
Credit & Debit Processing (PDF)